Terms and Conditions

Last Updated: September 1, 2025

Welcome to Invests Now (“we”, “our”, “us”, “the Website”), accessible at www.investsnow.in. Please read these Terms and Conditions (“Terms”, “Agreement”) carefully before using our website. Your access to and use of the Website is conditional upon your acceptance of and compliance with these Terms. By accessing or using www.investsnow.in, you agree to be bound by these Terms and to comply with all applicable laws and regulations. If you do not agree with any part of the Terms, you must not use this Website.

1.Terms and Conditions Use of Website

Eligibility

You must be at least 18 years of age or have reached the age of majority in your jurisdiction to use this Website. By using our services, you represent and warrant that you have the right, authority, and legal capacity to enter into this Agreement.

Permitted Use

You may use the Website only for lawful, personal, and non-commercial purposes. You agree not to use the site in any manner that could disable, overburden, or impair its functioning, or interfere with any other party’s use and enjoyment.

Prohibited Activities

You are prohibited from:

Violating any applicable laws or regulations
Posting or transmitting material that infringes on others’ intellectual property
Using the site for unauthorized advertising, phishing, spamming, or other commercial solicitation
Gaining unauthorized access to our servers or other systems
Attempting to interfere with site security, network, or infrastructure

2. Intellectual Property Rights

All intellectual property on this Website, including but not limited to, textual content, images, graphics, layout, logos, audio, video clips, icons, design elements, software code, trademarks (“Content”) are owned by, or licensed to, Invests Now. These assets are protected by copyright, trademark, trade secret, and other intellectual property laws.

Limited License

You are granted a limited, non-exclusive, non-transferable, and revocable license to access and use the Website solely for your personal, non-commercial use. You may not reproduce, distribute, publicly display, modify, or create derivative works from the Content without prior written consent from us.

3. User Content and Contributions

Submission of Content

You may be permitted to post comments, feedback, or other content to the Website (“User Content”). By submitting User Content, you grant us a worldwide, perpetual, royalty-free, irrevocable license to use, reproduce, modify, adapt, publish, translate, create derivative works, distribute, and display such content in any media.

Responsibility for User Content

You are solely responsible for your User Content. You agree not to post content that is unlawful, offensive, defamatory, obscene, or otherwise objectionable, or content that violates any third party’s rights. We reserve the right, in our sole discretion, to remove User Content that violates these terms or our policies.

4. Disclaimer of Financial Advice

All information provided on www.investsnow.in is for general informational and educational purposes only and should not be construed as investment advice, financial advice, legal advice, tax advice, or any other kind of professional advice.

No Professional Advice

We are not a registered investment advisor, financial planner, broker, or tax advisor. The content and opinions expressed on this Website are for informational purposes only. Before making any investment or financial decision, we recommend that you seek independent financial or professional advice.

No Endorsement

Reference to any financial product, company, institution, or investment is for informational purposes only and does not constitute an endorsement or recommendation.

5. Limitation of Liability

To the fullest extent permitted by law, Invests Now, its officers, directors, employees, agents, affiliates, or licensors will not be liable for any direct, indirect, incidental, consequential, special, exemplary, punitive, or other damages resulting from:

Your use or inability to use the Website
Any content obtained from the Website
Errors, mistakes, or inaccuracies
Unauthorized access to or use of our secure servers or personal information stored therein
Any viruses, bugs, or other harmful code transmitted through the site
Loss of data or interruption of business

This limitation of liability applies even if we have been advised of or should have known of the possibility of such damages.

6. Indemnification

You agree to defend, indemnify, and hold harmless Invests Now, its affiliates, employees, agents, officers, and directors from and against any and all losses, claims, damages, obligations, costs, actions, demands, liabilities, and expenses (including legal fees) arising from:

Your use or misuse of the Website
Your violation of any of these Terms
Any claim that your User Content caused damage or violated any right of a third party

7. Privacy Policy & Cookies

Use of our Website is also governed by our Privacy Policy, which outlines our data practices, cookies, and other tracking technologies. By using the Website, you consent to our collection and use of cookies as described in our Privacy Policy.

8. Third-Party Links & Advertisers

Our Website may contain links to third-party websites, services, or advertisements (“Third-Party Sites”). We do not control, endorse, or assume responsibility for content, privacy policies, or practices of any Third-Party Sites. Your interactions with third-party advertisers are solely between you and such advertisers. We do not warrant the offerings of any external website or individual.

We use Google AdSense and may allow other third-party ad networks to display advertisements on our Website. These ad partners may use cookies, web beacons, and similar technology to collect information about your visits to our site and other sites to display personalized ads. Please review our Privacy Policy and Google’s Privacy & Terms for more information on how Google uses data when you use our site.

10. Termination

We reserve the right to terminate or suspend your access to all or part of the Website at our sole discretion, without notice, for any violation of these Terms or for any other reason we deem appropriate. Upon termination, your right to use the Website will immediately cease.

11. Dispute Resolution & Governing Law

These Terms are governed by the laws of India, without regard to its conflict of laws principles. Any disputes, claims, or controversies arising out of or in connection with these Terms or your use of the Website shall be resolved exclusively in the courts of [Kolkata], India. By using this Website, you consent to the jurisdiction of such courts.

12. Updates & Modifications

We reserve the right to revise, update, or change these Terms at any time and for any reason. Changes will be effective immediately upon posting on this page. We recommend you review these Terms regularly. Your continued use of the Website after changes are posted constitutes acceptance of those changes.

13. Notices

Any notices or other correspondences should be directed to:

Invests Now
[Your Business Address]
Email: contact@investsnow.in
Website: www.investsnow.in

14. Severability

If any provision of these Terms is found to be invalid or unenforceable under applicable law, that provision will be limited or removed to the minimum extent necessary so that these Terms will otherwise remain in full force and effect.

15. Entire Agreement

These Terms and any policies or operating rules posted by us on this Website (including our Privacy Policy) constitute the entire agreement and understanding between you and Invests Now concerning your use of the Website, superseding any prior agreements, communications, and proposals.

16. Waiver

Our failure at any time to require performance of any provision of these Terms shall not affect our right at a later time to enforce the same. No waiver by us of any breach or default of these Terms shall be a waiver of any preceding or subsequent breach or default.

Long-Form Legal & Content Clauses (to reach 2000 words)

Content Accuracy & General Disclaimer

Although we strive to provide accurate, up-to-date, and reliable information, we do not guarantee the accuracy, reliability, or completeness of any information on our Website. All content is provided “as is” and “as available,” without warranties of any kind. Your use of any content or materials found on this Website is entirely at your own risk.

We encourage users to cross-check information with primary sources and consult financial professionals for investment or financial guidance. We expressly disclaim any responsibility for errors or omissions to the fullest extent permitted by law.

Financial Tools and Calculators

From time to time, our Website may provide financial calculators, investment planners, or other digital tools (“Tools”). These Tools are provided solely for your convenience and are meant for general informational purposes. Results from these Tools are not to be construed as investment advice. We expressly disclaim responsibility for any decisions made based on the use of these Tools.

Community & User Engagement

Our Website may include comment sections, forums, or interactive features. You agree to use these features in a respectful, lawful way. We reserve the right to moderate, edit, or remove any content at our sole discretion, and to ban users who violate community standards or these Terms.

By participating in any interactive area, you grant us the right to use, reproduce, or exploit your submissions for editorial, marketing, or any other lawful purpose.

Accessibility

Invests Now is committed to ensuring accessibility for all users, including those with disabilities. If you encounter any accessibility issues, please contact us at contact@investsnow.in so we can address your concerns and make necessary improvements.

No Partnership or Agency

Nothing in these Terms shall be construed as creating any partnership, joint venture, employment, or agency relationship between you and Invests Now.

Assignment

We may assign or transfer our rights and obligations under these Terms in whole or in part at any time without prior notice. You may not assign any of your rights or obligations under these Terms without our prior written consent.

Survival

The provisions of these Terms that by their nature should survive termination (including, but not limited to, intellectual property provisions, disclaimers, limitation of liability, indemnification, and dispute resolution provisions) shall survive any termination of your access to the Website.