Axis Bank Basic Saving Account – Best Zero Balance Option in 2025

Introduction

Aaj ke time mein banking har kisi ki zarurat ban gayi hai. Har individual chaahta hai ek simple aur hassle-free account jisme basic services mil jayein bina extra charges ke. Isi demand ko samajhte hue Axis Bank ne introduce kiya hai Axis Bank Basic Saving Account. Ye ek zero-balance account hai jo mainly un logon ke liye hai jo apna pehla bank account kholna chahte hain ya fir ek simple savings account prefer karte hain.

Key Features of Axis Bank Basic Saving Account

• Zero Balance Facility – Is account mein minimum balance maintain karne ki requirement nahi hai.
• Free Debit Card – Aapko ek Rupay/ Visa Classic debit card milta hai jo ATM withdrawals aur shopping ke liye use kiya jaa sakta hai.
• Free Passbook & Chequebook – Account holders ko passbook aur limited chequebook free provide ki jaati hai.
• Digital Banking Access – Internet Banking, Mobile App aur UPI services fully active hoti hain.
• Government Benefits – Subsidy, DBT (Direct Benefit Transfer), pension aur scholarship amount directly is account mein aa sakti hai.

Eligibility Criteria

• Applicant Indian resident hona chahiye.
• Age 18 years se zyada (minor accounts bhi khole ja sakte hain with guardian).
• Aadhaar Card aur PAN Card mandatory hote hain for KYC.
• Sirf ek hi Basic Saving Account allowed hai across all banks.

Documents Required

Axis Bank Basic Saving Account open karne ke liye aapko ye documents chahiye:

• Aadhaar Card (Identity + Address Proof)
• PAN Card / Form 60
• Passport size photograph
• KYC form duly filled

Charges & Limits

• Zero Balance Requirement – No penalty on non-maintenance.
• Transaction Limit – Limited number of free ATM withdrawals per month.
• Debit Card Annual Fee – Usually waived off.

👉 For detailed updated charges, check Axis Bank Official Page ✅ (DoFollow link).

How to Open Axis Bank Basic Saving Account

1. Visit nearest Axis Bank branch with required documents.
2. Fill account opening form.
3. Complete KYC process.
4. Account will be activated within 1-2 working days.

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Why Choose Axis Bank Basic Saving Account?

• Best for students, pensioners, and low-income groups.
• Safe place to receive government subsidies and direct transfers.
• Easy to manage with digital banking support.
• No worry of penalty due to zero balance feature.

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FAQs – Axis Bank Basic Saving Account

Q1. Kya Axis Bank Basic Saving Account mein balance maintain karna zaroori hai?
→ Nahi, ye ek zero balance account hai.

Q2. Kya mujhe debit card milega?
→ Haan, aapko ek Rupay/Visa debit card free provide kiya jaata hai.

Q3. Is account mein kitne free transactions hote hain?
→ Bank ke policy ke hisaab se limited free withdrawals allowed hote hain (generally 4-5 per month).

Q4. Kya government subsidies directly is account mein aa sakti hain?
→ Ji haan, DBT, scholarships aur subsidies isme credit ho jaati hain.

Conclusion

Agar aap ek simple, reliable aur zero balance bank account dhoondh rahe hain, toh Axis Bank Basic Saving Account ek accha option hai. Ye account not only aapke daily banking needs fulfill karta hai but also ensures ke aapko unnecessary charges na lagein. Students, pensioners, aur common citizens ke liye ye account perfect hai.